David Beskar
Finance Blog
Is It Possible to Reduce Your Taxes?
One question has been on nearly everyone’s mind, especially with today’s tumultuous economy, “Is it possible to reduce your taxes, and if so, how can it be achieved?” Tax season is extremely stressful for most people, even if they do not encounter any complications...
The Basics of Paying Off Credit Card Debt
Credit cards definitely make life easier for many consumers. Financial institutions provide incentives such as cash back or travel points to encourage spending. Many savvy consumers utilize their credit cards to maximize these benefits. They charge standard monthly...
Paying off Student Loans
The importance of education cannot be understated. Each year, hundreds of thousands of new students enter college or university in an effort to advance their education. Regardless of age, learning style, or major, these students have at least one thing in common....
How to Grow Your Understanding of Life Insurance
Everyone is familiar with the basic definitions of life insurance. It is a plan that is started at any age and invested in for many years. There is a great deal more information to learn about this type of insurance coverage. Learn basic terms There are...
The Benefits of Signing Up for Life Insurance
There's no way to know when an accident or illness will claim your life, so it's better to prepare for your passing at an early age. While you may not like to think about your own mortality, it's important to consider what will happen to your loved ones after you're...
What Is A Fixed Annuity And How Does It Work?
A fixed annuity refers to an insurance contract that provides a guaranteed rate of return to contributions made to an account. Variable annuities are the opposite of fixed annuities. The rate of return on variable annuities fluctuates based on market conditions. The...
A Look into Life Insurance and Why it is Important
Life insurance is one of those monthly expenses that people hope not to benefit from. However, life is unpredictable. Many people will die well before their estimated life expectancy. This is why life insurance, whether term or whole life, is an important purchase to...
Money Lessons to Learn Early On in Adulthood
It seems as if we never truly stop learning money lessons throughout our lives. However, the foundation we set in our younger years certainly has an effect on the way we handle our money later on. The earlier you learn these lessons, the more successful you will likely be in the future. Read below to discover a few money lessons to learn early on in adulthood.
What Can You Do to Reach Your Money Goals More Quickly?
Life often seems to be a constant cycle of saving and spending. While we do not want to deprive ourselves of certain things in life, we also want to feel secure about our finances. In most cases, individuals feel most comfortable spending money when they have met their financial goals. If you’re waiting to splurge on a new car or a trip, you might be looking for hidden ways to save up at an accelerated rate.